Interest Rate Trends

Three month, one year, three year and long-term trends of national average mortgage rates
on 30-, 15-year fixed, 1-year (CMT-indexed) and 5/1 combined adjustable rate mortgages;
historical performance of the National Average Contract Mortgage Rate.

Historical Graphs For Mortgage Rates

Three Month Trends:

One Year Trends: One year trends of mortgage rates: 30-Year FRM, 15-Year FRM, 5/1 ARM, 1-Year ARM * Fully-Indexed Rate = index (1-year CMT) + margin (assuming a 2.75% margin)

Three Year Trends: Three year trends of mortgage rates: 30-Year FRM, 15-Year FRM, 1-Year ARM * Fully-Indexed Rate = index (1-year CMT) + margin (assuming a 2.75% margin)

Historical Graphs For Mortgage Rates: Long-Term Trends

30-Year FRM, 15-Year FRM, 1-Year ARM Rates, 1992 - 2008:

30-Year FRM, 15-Year FRM Rates 1984 - 2008:

30-Year FRM Rates 1971 - 2008:

Historical performance of the National Average Contract Mortgage Rate

National Average Contract Mortgage Rate, 1963 - 2007:

These Interest Rate Graphs are courtesy of Mortgage-X.com