Choosing a Loan Program

There isn't a single or simple answer to this question. The right type of mortgage for you depends on many different factors:

  • Your current financial picture
  • How you expect your finances to change 
  • How long you intend to keep your house
  • How comfortable you are with your mortgage payment changing Choosing a loan program

For example, a 15-year fixed rate mortgage can save you many thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher. An adjustable rate mortgage may get you started with a lower monthly payment than a fixed rate mortgage, but your payments could get higher when the interest rate changes.

The best way to find the "right" answer is to discuss your finances, your plans and financial prospects, and your preferences frankly with us.

As a result of our affiliation with numerous major national investors, and as a Correspondent lender, we are able to offer highly attractive mortgage rates and a complete range of products that are extremely competitive within the general marketplace for people with all credit situations.

WE OFFER: 

FHA Loans Rural Housing 100% Purchase Loans
Fixed & Adjustable Rate Mortgages VA Loans
JUMBO Loans Interest Only Loans
Bank Statement Loans Self-Employed Programs
ZERO Closing Cost Loans First-time Buyers Programs
Reverse Mortgages for Seniors And so many more


 
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Mortgages Unlimited 140 North Birch Street Suite 103 Cambridge, MN 55008
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